100% Personal Loan Guarantee Scheme via ZA Bank, Enjoy $500 total reward!

The following communication is being circulated by Deliveroo Hong Kong LImited (Deliveroo) on behalf of ZA Bank Limited (ZA Bank). ZA Bank is solely responsible for the content of this communication. Deliveroo has no responsibility or liability in relation to the products or services offered by ZA Bank. Deliveroo is not licensed as a bank nor as a money lender and it does not carry out any banking business nor money-lending business. Nothing contained herein shall be interpreted as implying that Deliveroo recommends that any offer contained in this communication be accepted nor that Deliveroo will act as a guarantor of any loan. Deliveroo urges you to seek your own financial or other independent advice if you are in any doubt as to any of the terms of the offer in this communication before applying for a loan.

Team Deliveroo

ZA Bank stands by you, as always.


As the only virtual bank that supports the 100% Personal Loan Guarantee Scheme, we’ve started to provide loan support of up to HKD 80,000* for unemployed people! Application can be done online and you can apply anytime in the ZA Bank App!

New ZA Bank users will receive a HKD 400 cash reward once they have successfully opened an account and drawn down a loan . Remember to input Deliveroo’s promo code [ZAROO500] during your application and you can enjoy an extra HKD 100. The cash rewards is HKD 500 in total.***

Download ZA Bank now to apply the scheme!


Features of the Scheme:


  • APR guaranteed at 1%***. Full interest rebate after the loan is settled
  • Regardless of your TransUnion record, you can receive a loan amount up to HKD 80,000*
  • Up to 6 years repayment period with 1 year optional Principal Repayment Holiday for repaying interest only
  • Eligibility: Unemployed for at least 2 months due to the pandemic (including freelancers and people who lost main recurring income from the pandemic)****


Check out the required documents.

Visit ZA Bank website now to learn more about the scheme details.


ZA Bank


* The maximum loan amount is HKD 80,000 or 6 times of your monthly salary before unemployment, whichever is lower.
** New bank customers shall complete the account opening during application journey of 100% Personal Loan Guarantee Scheme and successfully draw down the loan to enjoy HKD 400 cash rewards, and please refer to Terms and Conditions for details; extra HKD 100 cash rewards will be given if new bank customer inputs a valid invitation code during the application, and please refer to take a Terms and Conditions for details.
*** The APR is calculated using method specified in relevant guidelines issued by the Hong Kong Associations of Banks. The APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualised rate.
**** Other eligibilities: (a) Holder of Hong Kong permanent identity card aged 18 or above; (b) Employed for at least 3 months between Jan 2020 and Feb 2021; (c) Must not be undischarged bankrupts nor subject to any bankruptcy petition or proceedings at the time of the loan application; (d) Shall maintain a valid ZA Bank account or eligible to open one.

More about ZA Bank

ZA Bank Limited is a licensed bank of Hong Kong Monetary Authority. Savings and Time Deposit offered by ZA Bank are eligible deposits qualified for protection by the Deposit Protection Scheme in Hong Kong. Visit bank.za.group/en to learn more.


Search “ZA Bank” in your Apple App Store or Google Play Store to install the app. If you got no search results, please go to the “country & region” setting in your app store and switch  to Hong Kong.

If your device(s) require you to install the app via apk, please click here to download.